Great News for Freddie Mac conventional home loans!  If you have applied for an installment agreement for taxes owed to the IRS, Freddie Mac will now allow lenders to provide a copy of the application outlining the balance and the terms requested. To calculate your monthly obligation, lenders will take the GREATER of the monthly amount on your application OR divide the balance owed by 72. Previously, those looking to finance a home had to wait on the IRS backlog for the formal agreement.  If this is your situation, let’s talk!