Active Military & Veterans!  A government agency just published a free guide to Financial Readiness for active military and veterans.  I’ve had a chance to check this out, and it is full of fantastic tips, tools, and checklists to help you navigate the complexities of your finances while serving our country.  If you would like a free copy, comment below, and I’ll send it to you!
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Active Military & Veterans!  A government agency just published a free guide to Financial Readiness for active military and veterans.  I’ve had a chance to check this out, and it is full of fantastic tips, tools, and checklists to help you navigate the complexities of your finances while serving our country.  If you would like a free copy, comment below, and I’ll send it to you!

ByBrandon Butler

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Did you know that you do not need a credit score to buy a home? There are so many ways to document your credit history, such as your rental payment history, a cash flow analysis of income vs. expenses, utility bills, and other monthly recurring expenses. I will help you document a solid credit history to show that you are able to repay a home loan. If you have been told that you need a credit score by other lenders to buy a home, don’t believe them, and let’s talk!
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Did you know that you do not need a credit score to buy a home? There are so many ways to document your credit history, such as your rental payment history, a cash flow analysis of income vs. expenses, utility bills, and other monthly recurring expenses. I will help you document a solid credit history to show that you are able to repay a home loan. If you have been told that you need a credit score by other lenders to buy a home, don’t believe them, and let’s talk!

ByBrandon Butler

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Did you know that in some states, real estate taxes are paid in “arrears,” and in others, they are paid “in advance”?  When real estate taxes are paid in “arrears,” this results in a significant tax credit from the seller when you purchase a home!  If your State collects real estate taxes “in advance,” this means you owe the seller real estate tax at closing. The difference can mean either less money needed for closing or a lot more!  If you’re not sure how your area’s real estate taxes are paid, let’s talk!  I’m happy to show you how this one little item may affect your purchasing power!
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Did you know that in some states, real estate taxes are paid in “arrears,” and in others, they are paid “in advance”?  When real estate taxes are paid in “arrears,” this results in a significant tax credit from the seller when you purchase a home!  If your State collects real estate taxes “in advance,” this means you owe the seller real estate tax at closing. The difference can mean either less money needed for closing or a lot more!  If you’re not sure how your area’s real estate taxes are paid, let’s talk!  I’m happy to show you how this one little item may affect your purchasing power!

ByBrandon Butler

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With interest rates starting to normalize, many of you are considering refinancing your home or even buying another home.  If you recently changed employment, let’s talk!  Some people are surprised to find that even the smallest of changes can affect your ability to get home financing! I’ll review your situation and let you know if there may be any potential issues.
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With interest rates starting to normalize, many of you are considering refinancing your home or even buying another home.  If you recently changed employment, let’s talk!  Some people are surprised to find that even the smallest of changes can affect your ability to get home financing! I’ll review your situation and let you know if there may be any potential issues.

ByBrandon Butler

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.