Toxins in Your Home? Your new home is going to be a place where you and your family spend a lot of time.  The last thing you want is to find out your home has toxic issues!  When financing a home, an appraiser or home inspector can help you understand toxins you may be facing, such as asbestos-containing materials, peeling lead paint, radon, mold, contaminated drinking water, or proximity to waste sites.  As your lender, we review certain aspects of your home in the appraisal process.  However, there are other things you can do to ensure the home you are buying is low on toxins! Comment below, and I will send you some toxic tips to consider when purchasing a home.
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Toxins in Your Home? Your new home is going to be a place where you and your family spend a lot of time.  The last thing you want is to find out your home has toxic issues!  When financing a home, an appraiser or home inspector can help you understand toxins you may be facing, such as asbestos-containing materials, peeling lead paint, radon, mold, contaminated drinking water, or proximity to waste sites.  As your lender, we review certain aspects of your home in the appraisal process.  However, there are other things you can do to ensure the home you are buying is low on toxins! Comment below, and I will send you some toxic tips to consider when purchasing a home.

ByBrandon Butler

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Selling Personal Property to Raise Cash to Buy a Home?  If you have collectibles, equipment, boats, RVs, cars, or other types of personal property you no longer use, you may be considering selling it to raise cash to buy a home. No matter how small or large the item, it’s essential to keep a paper trail of the sale and proof of ownership. This could mean receipt of the sale, documentation of value, and the deposit of the funds into your account.  Depending on what you are selling, more or less documentation may be required.  Let’s talk if this is your situation and map out a plan!
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Selling Personal Property to Raise Cash to Buy a Home?  If you have collectibles, equipment, boats, RVs, cars, or other types of personal property you no longer use, you may be considering selling it to raise cash to buy a home. No matter how small or large the item, it’s essential to keep a paper trail of the sale and proof of ownership. This could mean receipt of the sale, documentation of value, and the deposit of the funds into your account.  Depending on what you are selling, more or less documentation may be required.  Let’s talk if this is your situation and map out a plan!

ByBrandon Butler

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Are You Owed a Credit When Refinancing or Selling? If you purchased a home when rates were higher and you are now thinking about refinancing or selling, you may have participated in a rate buydown program where the seller gave you funds to lower your payment for years 1, 2, or 3.  This is called a Temporary Buydown, as it temporarily reduces your payment. Many clients ask me what happens to these funds if they have not been used. In most cases, the outstanding balance in your buydown escrow will be applied to your principal balance.  If you are considering refinancing or selling, let’s talk first!
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Are You Owed a Credit When Refinancing or Selling? If you purchased a home when rates were higher and you are now thinking about refinancing or selling, you may have participated in a rate buydown program where the seller gave you funds to lower your payment for years 1, 2, or 3.  This is called a Temporary Buydown, as it temporarily reduces your payment. Many clients ask me what happens to these funds if they have not been used. In most cases, the outstanding balance in your buydown escrow will be applied to your principal balance.  If you are considering refinancing or selling, let’s talk first!

ByBrandon Butler

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.