Is “Per Diem” income counted as income to qualify for a home loan? Unfortunately, no agencies allow per diem income to be counted as qualifying income because it is meant to cover the employee’s expenses. Therefore, a lender will not count that as part of your regular income.
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Is “Per Diem” income counted as income to qualify for a home loan? Unfortunately, no agencies allow per diem income to be counted as qualifying income because it is meant to cover the employee’s expenses. Therefore, a lender will not count that as part of your regular income.

ByBrandon Butler

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2-4 Unit Property Financing Just Got Better! Recent guideline changes now allow for a 95% LTV when buying a 2-4 unit property as an occupant of one of the units. Previously, the maximum LTV was 75%, so this change means a lot less of an investment on the homeowner’s part! If you are interested in purchasing a 2-4 unit property where you can live in one unit and rent out the others, let’s talk!
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2-4 Unit Property Financing Just Got Better! Recent guideline changes now allow for a 95% LTV when buying a 2-4 unit property as an occupant of one of the units. Previously, the maximum LTV was 75%, so this change means a lot less of an investment on the homeowner’s part! If you are interested in purchasing a 2-4 unit property where you can live in one unit and rent out the others, let’s talk!

ByBrandon Butler

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.