Freddie Mac and FICO Credit Score Presentation- How Credit Scores Really Work
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Fannie Mae – DU/DO Release Notes DU Version 11.1 – Dated October 4, 2023 – Updated October 25, 2023 – Effective November 18, 2023
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Fannie Mae – FAQs: Appraisal and Property-Related – Updated November 2023
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Fannie Mae Selling Guide Updates – SEL-2023-10 – Dated November 1, 2023
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Freddie Mac Bulletin 2023-22- Income, Timeshare and Appraisal Updates
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Don’t forget the debts on your paystub! When applying for a home loan, it’s easy to forget the deductions on your paystub that may impact how much you qualify for since someone else handles that. When discussing your financial situation be sure to look at your paystub. I can quickly let you know about any deductions that may or may not be counted as debt when qualifying for a home loan.
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Mechanic with Variable Hourly Rate Income
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Child Support Deduction on Paystub – Not Disclosed on Application
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VA Borrower Pays Cash & Has No Credit History
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VA Property Taxes – Discounts and DTI
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USDA Guidelines for Non-Medical Collections
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Employment History Requirements for USDA
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Minimum Down Payment for a Multi-Unit Property
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Guideline on Borrower’s Bank Account Number
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Required Trade Lines but No History of Payment
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