Job Gap Guidelines
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Restricted Stock Units as Reserves
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Minimum Second Home Occupancy Requirement
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Gift Letter Amounts & Post Closing Audits
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Minimum Down Payment for Housing/Bond Programs – Freddie Mac LP Direct
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Social Security Income Reduced Due to Overpayment
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Minimum Down Payment for a 4-Unit With a Co-Signer
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Gift of Equity from a Family Member’s Estate
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Adding Back Mileage for a Self-Employed Borrower
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Calculating Taxes for DTI When Present Property Has an Exemption
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Large Deposit Threshold for USDA
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Did you know that each state offers real estate tax exemptions for some homeowners? These exemptions vary by state, and the requirements to apply for the exemption are also different. If you are curious about the real estate tax exemptions in your state, let’s talk!
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Can you buy a home if you have delinquent taxes with the IRS? Lenders will provide financing for your home as long as you have a repayment agreement with the IRS and there is no indication that a lien will be filed against you. If delinquent taxes to the IRS is holding you back from buying a home, let’s talk!
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Freddie Mac Issuing Messages on Unacceptable Appraisal Practices Starting in June
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Freddie Mac Bulletin 2023-11 IRS Installment Agreements and Real Estate Tax Exemptions – Dated May 3, 2023.
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