Minimum Number of Credit Scores Required
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Underwriter’s Signature on VA Form 26-6393
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Credit Report Shows “Balance Over the Limit.”
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Returning Earnest Money Deposit at Closing
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Seller Concession vs. Seller Credit Limits
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USDA & One-Time Construction Loans
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Utilities Turned Off Prior to an Appraisal
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Client Retires and Then Returns to Work
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P&L Requirements for Self-Employed Borrower
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Buy the Fixer Upper! Did you know that you can buy a home that needs some love and finance the home and renovation all in one loan? Many homes have “good bones” that, with some renovation work, turn into gems. Curious about this financing option? Let’s Talk!
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Did you know that you are not required to have a formal credit report history or credit score to buy a home? Many people use “non-traditional” credit to establish a credit payment history acceptable to lenders. Items you pay for each month, such as rent, cell phone, electricity, streaming services, and other monthly bills, demonstrate a credit history. So don’t let a lack of credit score hold you back; let’s talk!
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Fannie Mae Selling Guide Updates – SEL-2023-01 – Dated February 1, 2023
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USCIS [US Citizenship and Immigration Services] Announces Updated Green Card & Extension of Expiration.
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Temporary Buydowns: What I Learned Along the Way
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