Considering a Home Equity Line of Credit [HELOC]? The consumer financial protection bureau just updated its publication “What You Should Know About a Home Equity Line of Credit”. If you would like a copy of this, just comment below, and I’ll send it to you! It’s filled with great tips to consider prior to applying for a HELOC.
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Considering a Home Equity Line of Credit [HELOC]? The consumer financial protection bureau just updated its publication “What You Should Know About a Home Equity Line of Credit”. If you would like a copy of this, just comment below, and I’ll send it to you! It’s filled with great tips to consider prior to applying for a HELOC.

ByBrandon Butler

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Student Loans & Buying a Home? With deferment and income-based repayment options, there is a lot of confusion about how home lenders consider your monthly student loan payment when qualifying you for a home loan. Every situation can be a bit different, including the variances based on the type of home loan you are applying for. Let’s discuss your situation!
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Student Loans & Buying a Home? With deferment and income-based repayment options, there is a lot of confusion about how home lenders consider your monthly student loan payment when qualifying you for a home loan. Every situation can be a bit different, including the variances based on the type of home loan you are applying for. Let’s discuss your situation!

ByBrandon Butler

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What is a Blended Credit Score? A blended credit score is one where the lender averages the credit scores for all borrowers on the loan.  In some cases, this will increase the credit score for the loan file, which may result in a loan approval and pricing that is more advantageous for the consumer. Blending or Averaging works for some home financing products, but not others.  Don’t let misunderstanding your credit stop you from owning a home.  Let’s Chat!
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What is a Blended Credit Score? A blended credit score is one where the lender averages the credit scores for all borrowers on the loan.  In some cases, this will increase the credit score for the loan file, which may result in a loan approval and pricing that is more advantageous for the consumer. Blending or Averaging works for some home financing products, but not others.  Don’t let misunderstanding your credit stop you from owning a home.  Let’s Chat!

ByBrandon Butler

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Unmarried Veterans seeking to purchase a home can both use their VA eligibility to buy a home.  This is known as a Joint loan, and the entitlement amount is split between the two veterans.  Also, the funding fee that is charged by VA for the loan is waived for disabled veterans. However, if only one veteran is disabled, then the non-disabled veteran only pays a funding fee on their portion of the loan!  Veterans, let’s talk about your situation!
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Unmarried Veterans seeking to purchase a home can both use their VA eligibility to buy a home.  This is known as a Joint loan, and the entitlement amount is split between the two veterans.  Also, the funding fee that is charged by VA for the loan is waived for disabled veterans. However, if only one veteran is disabled, then the non-disabled veteran only pays a funding fee on their portion of the loan!  Veterans, let’s talk about your situation!

ByBrandon Butler

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.