Buying a Home Using Your VA Benefits – You may have purchased a home using your VA benefits and wonder how you can use your VA Benefits again when you sell or retain that home.  If you sell the home and purchase a new one, then your full entitlement is restored. If you keep the home you are presently in, then you can still use your VA benefits, but those benefits will be partial entitlement and may require a down payment.  Need Answer to Your VA Home Financing Questions?  Let’s Talk!
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Buying a Home Using Your VA Benefits – You may have purchased a home using your VA benefits and wonder how you can use your VA Benefits again when you sell or retain that home.  If you sell the home and purchase a new one, then your full entitlement is restored. If you keep the home you are presently in, then you can still use your VA benefits, but those benefits will be partial entitlement and may require a down payment.  Need Answer to Your VA Home Financing Questions?  Let’s Talk!

ByBrandon Butler

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Employment Disruptions & COVID – COVID caused a lot of disruptions for clients seeking to buy a home.  One of the common issues we run into are “Gaps in Employment” or “Job Changes” due to the pandemic.  For Home Financing purposes, lenders are trying to establish stability of employment which can range from 6 months to 2 years depending on the loan program.  If you had a disruption in income, let’s talk about your situation and determine a road map to homeownership!
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Employment Disruptions & COVID – COVID caused a lot of disruptions for clients seeking to buy a home.  One of the common issues we run into are “Gaps in Employment” or “Job Changes” due to the pandemic.  For Home Financing purposes, lenders are trying to establish stability of employment which can range from 6 months to 2 years depending on the loan program.  If you had a disruption in income, let’s talk about your situation and determine a road map to homeownership!

ByBrandon Butler

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Attention Airbnb™ and VRBO™ Owners! When financing a short-term rental property, home lenders will require a minimum of 12 months of rental income that is filed on your tax returns under Schedule E.  If you have questions about financing a short-term rental property, let’s talk!
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Attention Airbnb™ and VRBO™ Owners! When financing a short-term rental property, home lenders will require a minimum of 12 months of rental income that is filed on your tax returns under Schedule E.  If you have questions about financing a short-term rental property, let’s talk!

ByBrandon Butler

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Can you buy or refinance a property where the title is held by an LLC? For home financing purposes, you will need to transfer the ownership of the property to a person in order to buy or refinance the home. Once you close on the property as an individual, there are ways to transfer the ownership to an LLC. Comment below and I will send you a fact sheet on LLCs and Home Financing!
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Can you buy or refinance a property where the title is held by an LLC? For home financing purposes, you will need to transfer the ownership of the property to a person in order to buy or refinance the home. Once you close on the property as an individual, there are ways to transfer the ownership to an LLC. Comment below and I will send you a fact sheet on LLCs and Home Financing!

ByBrandon Butler

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.