Did you know that if you have a history of renting a room or part of your home, this may help you qualify for a home loan?  This is known as “Boarder Income”. Recent updates now allow borrowers to use this type of rental income as qualifying income to buy a home. If this is your situation, let’s talk, and I’ll fill you in on the details.
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Did you know that if you have a history of renting a room or part of your home, this may help you qualify for a home loan?  This is known as “Boarder Income”. Recent updates now allow borrowers to use this type of rental income as qualifying income to buy a home. If this is your situation, let’s talk, and I’ll fill you in on the details.

ByBrandon Butler

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Did you know there are home loans available that help you make energy upgrades to your home?  Many items are included in what can be upgraded. These programs have helped many homeowners keep their homes up to date and save on costly utility bills.   If you’d like to know more about these programs, please message me, and I’ll review your possibilities!
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Did you know there are home loans available that help you make energy upgrades to your home?  Many items are included in what can be upgraded. These programs have helped many homeowners keep their homes up to date and save on costly utility bills.   If you’d like to know more about these programs, please message me, and I’ll review your possibilities!

ByBrandon Butler

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The Consumer Financial Protection Bureau just announced big news! Medical debt and collections have always been problematic for millions of Americans applying for credit. The New Rule bans consumer reporting agencies from including medical debt information on credit reports and credit scores sent to lenders. It also ends the special regulatory carve-out that previously allowed creditors to use certain medical information in making lending decisions. If you were denied credit for a home loan due to medical bills, let’s talk! This new regulation may help you own your own home or refinance the home you have.
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The Consumer Financial Protection Bureau just announced big news! Medical debt and collections have always been problematic for millions of Americans applying for credit. The New Rule bans consumer reporting agencies from including medical debt information on credit reports and credit scores sent to lenders. It also ends the special regulatory carve-out that previously allowed creditors to use certain medical information in making lending decisions. If you were denied credit for a home loan due to medical bills, let’s talk! This new regulation may help you own your own home or refinance the home you have.

ByBrandon Butler

A subscription is required to access this content—please view our available subscription options. If you are a current subscriber, please log in.