3-D Printed Homes – Can You Finance Those? Recent guideline updates for 3-D printed homes allow for financing for these types of homes and do not consider them ” unique ” properties for appraisal purposes when constructed using conventional building materials. Could this be the next wave of new homes? I would love to hear your opinions, so please comment below.
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3-D Printed Homes – Can You Finance Those? Recent guideline updates for 3-D printed homes allow for financing for these types of homes and do not consider them ” unique ” properties for appraisal purposes when constructed using conventional building materials. Could this be the next wave of new homes? I would love to hear your opinions, so please comment below.

ByBrandon Butler

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If a portion of your employment compensation is a housing allowance such as corporate, military, or parsonage/religious leader income, you may wonder how lenders consider this income when qualifying you for a home loan. The answer is that it varies based on program type, length of the income, and whether it is taxable.  If this is your situation, let’s talk before you start shopping for a home!
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If a portion of your employment compensation is a housing allowance such as corporate, military, or parsonage/religious leader income, you may wonder how lenders consider this income when qualifying you for a home loan. The answer is that it varies based on program type, length of the income, and whether it is taxable.  If this is your situation, let’s talk before you start shopping for a home!

ByBrandon Butler

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Life Estate Planning includes adding your beneficiaries to your assets so that they are already owners of that asset when you pass. For real estate purposes, these beneficiaries are added to the Property Title. When this happens, you may wonder whether the liabilities on the home count as debt when purchasing your own home. For conventional home financing, if you are on the Title but not on the note, none of the debt associated with the property is counted as your personal debt, including property taxes, insurance, and HOA fees.
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Life Estate Planning includes adding your beneficiaries to your assets so that they are already owners of that asset when you pass. For real estate purposes, these beneficiaries are added to the Property Title. When this happens, you may wonder whether the liabilities on the home count as debt when purchasing your own home. For conventional home financing, if you are on the Title but not on the note, none of the debt associated with the property is counted as your personal debt, including property taxes, insurance, and HOA fees.

ByBrandon Butler

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Condo financing is a bit more stringent due to the disaster in Florida and ongoing issues with the management of funds at the condo associations.  These new rules are meant to protect the consumer from buying a property that may be hard to sell or will burden the consumer with special assessments and deferred maintenance issues.  If you have your eye on a condo, we can talk first, and I’ll help you navigate the condo financing process.
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Condo financing is a bit more stringent due to the disaster in Florida and ongoing issues with the management of funds at the condo associations.  These new rules are meant to protect the consumer from buying a property that may be hard to sell or will burden the consumer with special assessments and deferred maintenance issues.  If you have your eye on a condo, we can talk first, and I’ll help you navigate the condo financing process.

ByBrandon Butler

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