FHA – Revisions for Accessory Dwelling Units, FHA ML 2023-17, October 16, 2023, Effective immediately
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When qualifying for an FHA loan, there are certain debts that are not counted when considering how much of payment you can afford each month. Many of my clients are surprised by how expansive this list it. If you would like a copy, just comment below and I’ll send it to you!
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Rented Utility Equipment & DTI Calculation
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Identifying a Property as a Site Condo in FHA Connection
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Non-Occupant Co-Borrower has a Reverse Mortgage – Calculating the DTI
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Seasoning Requirements for an FHA Streamline
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FHA Info 2023-75 – September 7, 2023, for cases pending endorsement on or after September 11, 2023.
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Tax Prorations & Meeting the Minimum Required Investment for FHA
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Previous Foreclosure – Exact Date of the Waiting Period
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Gift Funds Sent via Venmo
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Fiancé as the Gift Giver
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FHA Info 2023-64 & 2023-65, FHA Updates to Handbook 4000.1, Dated August 9, 2023, Effective November 7, 2023 [Case Number Assignment] but may be implemented sooner.
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Community Property States can be challenging when one spouse wants to buy a home independently of the other spouse. To omit non-borrowing spousal debt in a community property state, you must document that the borrowing spouse cannot be held legally liable for the debt. If you live in a community property state, let’s chat about your options before you start house hunting!
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Using a Prenuptial Agreement in a Community Property State
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Zoning Requirements for an FHA Loan
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