Minimum Number of Payments for a Tax Installment Agreement
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Acceptable Work Permit Documentation for Non-Permanent Resident Alien
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Length of Time to Consider Overtime Income
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USDA & Loan Assumption
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USDA Issues Exemption for Real Estate Commissions Paid by the Seller
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Annual Income Calculation when Divorce Is Not Final Until After Closing
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Calculating Reserves Using Life Insurance or 401K
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Using Future Income for a USDA Loan
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Great News for USDA Loans! Due to the lack of insurance options in some states, USDA has now changed its insurance coverage requirements from a 1% deductible to a 5% deductible. This change is effective May 6, 2024, and will allow more homebuyers in states with problematic insurance issues to buy a home. Let me know if you have any questions about USDA financing. I’m here to help!
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USDA RD Guaranteed Loan Program Issues Advance Notice of Upcoming Guideline Changes to Chapters 9, 10, and 16. Effective May 6, 2024.
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USDA Updates HB-1-3555 Chapters 8, 12 and 15. Effective April 1, 2024.
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USDA RD Guaranteed Loan Program UPDATES Frequently Asked Questions (FAQ) as of April 1, 2024
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USDA Rules for Non-U.S. Citizen Work Permits
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Tradeline Requirements Per Borrower
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USDA – Using a Pay Increase to Qualify the Borrower
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