Did you know that you do not need a credit score to buy a home? There are so many ways to document your credit history, such as your rental payment history, a cash flow analysis of income vs. expenses, utility bills, and other monthly recurring expenses. I will help you document a solid credit history to show that you are able to repay a home loan. If you have been told that you need a credit score by other lenders to buy a home, don’t believe them, and let’s talk!