Do you have a lot of cash in the bank, but do not have the income needed to purchase the home you want? This can be frustrating for many clients as they have accumulated assets over the years and plan on using those funds to cover all or part of their house payment each month.   If so, you may qualify for a loan using a method called “Asset Depletion.”  This program is available to borrowers aged 62 or older, purchasing a primary residence and putting down at least 20%.  If this sounds interesting to you, let’s chat!