Great News for USDA Loans!  Due to the lack of insurance options in some states, USDA has now changed its insurance coverage requirements from a 1% deductible to a 5% deductible. This change is effective May 6, 2024, and will allow more homebuyers in states with problematic insurance issues to buy a home. Let me know if you have any questions about USDA financing.  I’m here to help!