If you are worried about rising interest rates and buying a home, there are options available that offer a lower rate at the beginning of your mortgage. These lower rates are fixed for a period of time and after that, are capped as to how much they can adjust up or down.  These are called Adjustable Rate Mortgages [ARMS] and are a good fit for some home buyers.  To learn more about these programs, I have a fact sheet that reviews how they work.  Just comment below and I’ll send it to you!