Owe Money to the IRS?  You may be wondering whether or not you can qualify for a home loan when you have outstanding IRS debt.  The key is to determine if a lien has been filed against you, or if you still have time to set up an installment agreement to pay your outstanding balance.  When you have an agreement in place, the monthly payment is viewed as a debt obligation.  However, a lien is viewed differently!  If you are curious about your situation, let’s talk! I’m happy to answer any questions.